:root{
  --logo:url("images/logo.webp");
  --dave:url("images/dave-cutout.webp");
  --slate:#5B6C73;
  --slate-lt:#6B7C83;
  --navy:#193648;
  --navy-dk:#152B35;
  --orange:#FF691E;
  --orange-dk:#E44700;
  --link:#2B7BB9;
  --aqua:#5DBED3;
  --body:#333333;
  --muted:#757575;
  --gray:#F5F5F5;
  --gray-2:#F2F2F2;
  --white:#ffffff;
  --rule:#e3e6e8;
  --card-sh:0 6px 22px rgba(25,54,72,.13);
  --btn-sh:0 0 10px rgba(0,0,0,.3);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto} *{animation:none!important;transition:none!important}}
body{
  margin:0;background:var(--white);color:var(--body);
  font-family:Lato,"Segoe UI",Helvetica,Arial,sans-serif;font-size:16px;line-height:1.55;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:var(--link)}
h1,h2,h3,h4,.osw{font-family:Oswald,"Arial Narrow",Arial,sans-serif;font-weight:700;line-height:1.35;margin:0 0 .5em;color:var(--navy)}
h1{font-size:clamp(2rem,4.2vw,2.85rem);font-weight:400;line-height:1.4}
h2{font-size:clamp(1.65rem,3.1vw,2.4rem)}
h3{font-size:1.5rem}
p{margin:0 0 1em}
.wrap{width:100%;max-width:1100px;margin:0 auto;padding:0 24px}
.sec{padding:78px 0}
.sec-sm{padding:56px 0}
.gray{background:var(--gray)}
.center{text-align:center}
.center p{margin-left:auto;margin-right:auto}
.lead{font-size:17px;max-width:74ch}
.center .lead{max-width:70ch}

/* buttons */
.btn{
  display:inline-block;font-family:Lato,sans-serif;font-weight:700;font-size:1.02rem;
  background:var(--orange);color:#fff;text-decoration:none;padding:14px 34px;
  border:1px solid var(--orange);border-radius:5px;cursor:pointer;box-shadow:var(--btn-sh);
  transition:background .14s ease,transform .14s ease,box-shadow .14s ease;text-align:center;
}
.btn:hover{background:var(--orange-dk);border-color:var(--orange-dk);transform:translateY(-1px);box-shadow:0 4px 16px rgba(0,0,0,.34)}
.btn:active{transform:translateY(0)}
.btn-lg{font-size:1.14rem;padding:16px 42px}
.btn-block{display:block;width:100%}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid var(--aqua);outline-offset:3px}

/* reusable image elements (single copy of each asset) */
.logoimg{background:var(--logo) center/contain no-repeat;aspect-ratio:900/623;width:auto}
.daveimg{
  width:100%;aspect-ratio:378/577;background:var(--dave) bottom center/contain no-repeat;
  filter:drop-shadow(0 16px 24px rgba(0,0,0,.28)) contrast(1.04) saturate(1.05)
}

/* header */
header{position:sticky;top:0;z-index:60;background:#fff;border-bottom:1px solid var(--rule)}
.bar{display:flex;align-items:center;gap:26px;padding:10px 0}
.logo{height:62px}
nav{margin-left:auto;display:flex;align-items:center;gap:24px}
nav a{
  font-family:Lato,sans-serif;font-weight:700;font-size:.82rem;letter-spacing:.04em;
  color:var(--navy);text-decoration:none;text-transform:uppercase
}
nav a:hover{color:var(--orange)}
.nav-tel{font-family:Oswald,sans-serif;font-weight:500;font-size:1.05rem;color:var(--navy);text-decoration:none;white-space:nowrap}
.nav-tel:hover{color:var(--orange)}
@media (max-width:1060px){nav .navlink{display:none}nav{margin-left:auto;gap:16px}}
@media (max-width:600px){.logo{height:48px}.nav-tel{display:none}nav .btn{padding:11px 18px;font-size:.92rem}}

/* hero */
.hero{position:relative;background:var(--slate);color:#fff;padding-bottom:132px}
.wave-top{display:block;width:100%;height:auto;background:#fff}
.hero h1,.hero h2,.hero h3{color:#fff}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:24px;align-items:end;padding-top:18px}
.hero-line{font-family:Oswald,sans-serif;font-weight:300;font-size:clamp(1.9rem,3.8vw,2.6rem);line-height:1.25;margin:0 0 4px}
.hero-line b{font-weight:500}
.hero-sub{font-family:Oswald,sans-serif;font-weight:300;font-size:clamp(1.05rem,1.9vw,1.3rem);margin:0 0 18px;color:#eef2f3}
.hero p.pitch{font-size:17px;line-height:1.7;color:#f2f5f6;max-width:52ch;margin-bottom:24px}
.hero-photo{position:relative;align-self:end;justify-self:end;max-width:430px;width:100%;margin-bottom:-118px;z-index:2}
@media (max-width:900px){
  .hero{padding-bottom:110px}
  .hero-grid{grid-template-columns:1fr;gap:18px}
  .hero-photo{display:none}
}

/* inset form shell */
.shell{
  background:#fff;border-radius:10px;padding:14px;max-width:520px;
  box-shadow:inset 0 3px 10px rgba(0,0,0,.22),0 6px 18px rgba(0,0,0,.18)
}
.shell-in{background:#fff;border:1px solid #e6e8ea;border-radius:6px;padding:16px}
.shell input,.shell select{margin-bottom:10px}
.f2{display:grid;grid-template-columns:1fr 1fr;gap:10px}
@media (max-width:560px){.f2{grid-template-columns:1fr}}
input,select,textarea{
  width:100%;font-family:Lato,sans-serif;font-size:15px;padding:11px 12px;color:var(--body);
  border:1px solid #d8dcde;border-radius:4px;background:#fdfdfd
}
input::placeholder{color:#9aa1a5}
input:focus,select:focus,textarea:focus{border-color:var(--link);outline-offset:1px}
.fstep-2{display:none}
.lead-form[data-step="2"] .fstep-1{display:none}
.lead-form[data-step="2"] .fstep-2{display:block}
.stepnote{margin:0 0 14px;padding-bottom:11px;border-bottom:1px solid #ebedee}
.stepnote b{display:block;font-family:Oswald,sans-serif;font-weight:500;font-size:15.5px;color:var(--navy)}
.stepnote span{font-size:13px;color:var(--muted)}
.steplabel{font-family:Lato,sans-serif;font-weight:700;font-size:10.5px;letter-spacing:.09em;text-transform:uppercase;color:var(--orange);display:block;margin-bottom:3px}
textarea{resize:vertical;min-height:74px;margin-bottom:10px}
.consent{font-size:11.5px;line-height:1.45;color:var(--muted);margin:10px 0 0}
.form-msg{display:none;margin-top:12px;padding:14px;border-radius:5px;background:#eef6ef;border:1px solid #cfe3d2;color:#1d4429;font-size:14.5px}
.form-msg.show{display:block}
.form-msg.err{background:#fdeeea;border-color:#f4cdc1;color:#7d2d15}

/* lap cards */
.laps{position:relative;background:#fff;padding:0 0 74px}
.lap-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:-84px;position:relative;z-index:3}
.lap{background:#fff;border-radius:8px;box-shadow:var(--card-sh);padding:40px 24px 26px;text-align:center;position:relative}
.lap-tab{
  position:absolute;top:-17px;left:50%;transform:translateX(-50%);
  background:var(--navy);color:#fff;font-family:Oswald,sans-serif;font-weight:600;font-size:.92rem;
  letter-spacing:.06em;padding:7px 26px;border-radius:5px;white-space:nowrap;box-shadow:0 4px 10px rgba(21,43,53,.3)
}
.lap-tab::after{
  content:"";position:absolute;left:10px;right:10px;bottom:3px;height:4px;border-radius:2px;
  background-image:conic-gradient(rgba(255,255,255,.85) 25%,transparent 0 50%,rgba(255,255,255,.85) 0 75%,transparent 0);
  background-size:4px 4px;opacity:.55
}
.lap h3{font-size:1.32rem;margin-bottom:.35em}
.lap p{font-size:15px;color:var(--muted);margin:0}
@media (max-width:860px){
  .lap-grid{grid-template-columns:1fr;gap:34px;margin-top:-64px}
}

/* credibility row */
.stats{background:var(--slate);color:#fff}
.stats-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;text-align:center}
.stat{padding:34px 18px;border-right:1px solid rgba(255,255,255,.22)}
.stat:last-child{border-right:0}
.stat b{display:block;font-family:Oswald,sans-serif;font-weight:600;font-size:2.1rem;line-height:1.1;color:#fff}
.stat span{font-family:Lato,sans-serif;font-size:.78rem;letter-spacing:.09em;text-transform:uppercase;color:#e2e8ea}
@media (max-width:760px){
  .stats-grid{grid-template-columns:1fr}
  .stat{border-right:0;border-bottom:1px solid rgba(255,255,255,.22)}
  .stat:last-child{border-bottom:0}
}

/* reviews */
.reviews{display:flex;flex-wrap:wrap;justify-content:center;gap:22px;text-align:left}
.review{flex:0 1 calc(33.333% - 15px);min-width:280px}
.review{background:#fff;border-radius:8px;padding:30px 24px 24px;box-shadow:var(--card-sh);border-top:4px solid var(--orange);position:relative;display:flex;flex-direction:column}
.review p{font-size:15.5px;color:#444;margin:0 0 16px}
.review p::before{content:"\201C";font-family:Oswald,sans-serif;font-size:3.4rem;color:var(--aqua);line-height:0;position:absolute;top:44px;left:17px;opacity:.26}
.review strong{display:block;margin-top:auto;font-family:Oswald,sans-serif;font-weight:500;font-size:1.05rem;color:var(--navy)}
.review span{font-size:13.5px;color:var(--muted)}
@media (max-width:860px){.review{flex:1 1 100%}}

/* photo frames */
.photo-frame{border-radius:10px;overflow:hidden;box-shadow:var(--card-sh);line-height:0;background:var(--slate)}
.photo-frame img{width:100%;height:100%;object-fit:cover}
.strip3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:40px}
.strip3 .photo-frame{aspect-ratio:3/2}
@media (max-width:760px){.strip3{grid-template-columns:1fr;gap:14px}}
.ba{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.ba figure{margin:0}
.ba figcaption{font-family:Oswald,sans-serif;font-weight:400;font-size:1.02rem;color:var(--navy);margin-top:12px;text-align:center}
@media (max-width:760px){.ba{grid-template-columns:1fr;gap:30px}}

/* two-column blocks */
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.split.narrowimg{grid-template-columns:.85fr 1.15fr}
@media (max-width:860px){.split,.split.narrowimg{grid-template-columns:1fr;gap:30px}}
.photo-panel{
  background:linear-gradient(160deg,#6c7d84,var(--slate));border-radius:10px;padding:26px 20px 0;
  box-shadow:var(--card-sh);position:relative;overflow:hidden
}
.photo-panel::before{
  content:"";position:absolute;right:-24px;top:-24px;width:190px;height:150px;transform:rotate(-10deg);
  background-image:conic-gradient(#fff 25%,transparent 0 50%,#fff 0 75%,transparent 0);background-size:20px 20px;opacity:.08
}
.photo-panel .daveimg{position:relative;margin:0 auto;max-width:300px;filter:none}
.checklist{list-style:none;margin:0 0 24px;padding:0}
.checklist li{display:flex;gap:12px;align-items:flex-start;padding:9px 0;font-size:16.5px}
.checklist svg{flex:0 0 auto;margin-top:4px;color:var(--aqua)}
.kicker{font-family:Oswald,sans-serif;font-weight:600;font-size:1.22rem;color:var(--orange);margin:0 0 .3em}

/* trust banner */
.banner{background:linear-gradient(150deg,var(--navy) 0%,var(--navy-dk) 100%);color:#fff;position:relative;overflow:hidden}
.banner::before{
  content:"";position:absolute;left:-40px;bottom:-50px;width:340px;height:230px;transform:rotate(8deg);
  background-image:conic-gradient(#fff 25%,transparent 0 50%,#fff 0 75%,transparent 0);background-size:26px 26px;opacity:.06
}
.banner-grid{position:relative;z-index:1;display:grid;grid-template-columns:200px 1fr;gap:38px;align-items:center}
.banner img{width:200px;height:200px;border-radius:50%;object-fit:cover;box-shadow:0 14px 34px rgba(0,0,0,.4)}
.banner h2{color:#fff;font-size:clamp(1.8rem,3.6vw,2.9rem);margin-bottom:.3em}
.banner p{color:#cfdae0;font-size:17px;max-width:60ch}
@media (max-width:760px){.banner-grid{grid-template-columns:1fr;gap:24px;text-align:center}.banner img{margin:0 auto;width:150px;height:150px}.banner p{margin-left:auto;margin-right:auto}}

/* cta band */
.ctaband{background:var(--slate);color:#fff;text-align:center}
.ctaband h2{color:#fff}
.ctaband p{color:#eef2f3;font-size:17px;max-width:64ch;margin-left:auto;margin-right:auto}

/* any condition / any situation */
.anysplit{display:grid;grid-template-columns:1fr 1fr;gap:0;align-items:stretch;border-radius:10px;overflow:hidden;box-shadow:var(--card-sh)}
.anysplit .copy{background:#fff;padding:40px}
.anysplit .art{background:var(--slate);position:relative;min-height:360px;overflow:hidden}
.anysplit .art img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
@media (max-width:860px){.anysplit{grid-template-columns:1fr}.anysplit .art{min-height:280px}.anysplit .copy{padding:30px 24px}}

/* areas */
.areas{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.area{background:#fff;border-radius:8px;padding:20px;box-shadow:var(--card-sh);border-top:4px solid var(--orange)}
.area:nth-child(4n+2){border-top-color:var(--slate)}
.area:nth-child(4n+3){border-top-color:var(--aqua)}
.area:nth-child(4n+4){border-top-color:var(--navy)}
.area strong{display:block;font-family:Oswald,sans-serif;font-size:1.18rem;color:var(--navy)}
.area span{font-size:14.5px;color:var(--muted)}
.areas.three{grid-template-columns:repeat(3,1fr)}
@media (max-width:860px){.areas.three{grid-template-columns:1fr}}
a.area{display:block;color:inherit;text-decoration:none;transition:transform .14s ease,box-shadow .14s ease}
a.area:hover{transform:translateY(-3px);box-shadow:0 10px 30px rgba(25,54,72,.2)}
a.area strong{color:var(--navy)}
@media (max-width:860px){.areas{grid-template-columns:1fr 1fr}}
@media (max-width:460px){.areas{grid-template-columns:1fr}}

/* faq */
.faq{max-width:840px;margin:0 auto}
details{background:#fff;border:1px solid var(--rule);border-radius:6px;margin-bottom:10px;overflow:hidden}
summary{
  font-family:Oswald,sans-serif;font-weight:500;font-size:1.1rem;color:var(--navy);cursor:pointer;list-style:none;
  display:flex;justify-content:space-between;gap:18px;align-items:center;padding:15px 18px
}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";color:var(--orange);font-weight:700;font-size:1.4rem;line-height:1}
details[open] summary::after{content:"\2013"}
details p{margin:0;padding:0 18px 18px;color:#4a4a4a;font-size:15.5px}

/* final form */
.final{background:var(--slate);color:#fff;position:relative}
.final h2{color:#fff}
.final p{color:#eef2f3}
.final-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:end;padding-bottom:0}
.final-photo{align-self:end;justify-self:center;max-width:300px;margin-bottom:-78px}
@media (max-width:900px){.final-grid{grid-template-columns:1fr}.final-photo{display:none}}

/* footer */
.footnav{background:var(--orange);color:#fff;padding:16px 0}
.footnav .wrap{display:flex;flex-wrap:wrap;gap:10px 26px;align-items:center;justify-content:center}
.footnav a{color:#fff;text-decoration:none;font-weight:700;font-size:.82rem;letter-spacing:.05em;text-transform:uppercase}
.footnav a:hover{text-decoration:underline}
footer{background:var(--navy-dk);color:#b9c6cd;padding:42px 0 46px;font-size:15px}
footer a{color:#e8f0f4}
.foot-grid{display:grid;grid-template-columns:1.1fr 1fr 1fr 1fr;gap:34px;align-items:start}
.foot-logo{height:72px;background-color:#fff;border-radius:6px;padding:8px;background-clip:content-box;background-origin:content-box}
.foot-grid strong{display:block;color:#fff;font-family:Oswald,sans-serif;font-weight:500;font-size:1.02rem;margin-bottom:8px;letter-spacing:.02em}
.disc{margin-top:30px;padding-top:20px;border-top:1px solid rgba(255,255,255,.12);font-size:12.5px;color:#93a4ad;line-height:1.6}
@media (max-width:760px){.foot-grid{grid-template-columns:1fr 1fr}.foot-logo{height:58px}}
@media (max-width:460px){.foot-grid{grid-template-columns:1fr}}

/* mobile call bar */
.callbar{display:none}
@media (max-width:600px){
  .callbar{
    display:grid;grid-template-columns:1fr 1fr;gap:10px;position:fixed;left:0;right:0;bottom:0;z-index:70;
    padding:10px 14px calc(10px + env(safe-area-inset-bottom));background:rgba(255,255,255,.96);
    border-top:1px solid var(--rule);box-shadow:0 -4px 14px rgba(0,0,0,.08)
  }
  .callbar a{text-decoration:none;text-align:center;font-family:Lato,sans-serif;font-weight:700;padding:13px 8px;border-radius:5px;font-size:15px}
  .callbar .call{border:1.5px solid var(--navy);color:var(--navy)}
  body{padding-bottom:76px}
}